We know renting is tough when your credit history is not great. We also know that your past does not define who you are going forward. That is why we are changing the way we approve people for renting at one of the 28 Upstate communities we manage.

Here are the basics:

We are eliminating credit score as a criteria and increasing the no evictions filing to three years as our research shows that cash flow and eviction history as most important.

Here are all the facts!

Approval is based on the following criteria:

1. Verified income. All applicants must show verified net income of at least 2.5 times the monthly rent. This can be met through recurring deposits or by combining the incomes of all applicants. Income is verified through PayScore, a secure bank connection completed as part of your application. If you are unable to connect a bank account, contact the leasing office and we will provide an alternate method of verifying your income.
2. No eviction filing or judgment within the past 3 years. This applies to every applicant and is not subject to exception.
3. Identity verification. The name, date of birth, and Social Security number or ITIN provided on your application must match your supporting documentation.
4. No felony conviction within the past 2 years. Records are reviewed individually, taking into account the nature of the offense, the time that has passed, and evidence of rehabilitation.
5. Credit score is not used to approve or deny your application. We obtain a consumer report to verify your identity and rental history, and we report your on time rent payments to the credit bureaus so that living with us helps you build credit.

Conditional Approval

If you meet the income requirement but have limited reserves, we can still approve your application. Conditional approvals require enrollment in our deposit alternative program, a Cosign guarantor, and enrollment in automatic rent payment. The monthly cost of the deposit alternative is $31 to $51 depending on the terms of your approval, payable with rent.

Housing Vouchers and Rental Assistance

If you receive a housing voucher or rental subsidy, the income requirement is applied to your portion of the rent only, not the full contract rent.

Program Requirements

Some of our communities participate in affordable housing programs. At those properties, program eligibility requirements including income limits, household composition, and annual certification apply in addition to the criteria above. The leasing office will advise you of any additional requirements that apply to the community where you are applying.

Adverse Action Notice

If your application is denied, or approved with conditions, based in whole or in part on information contained in a consumer report, you will receive a written adverse action notice identifying the reporting agency and explaining your right to obtain a free copy of the report and to dispute any inaccurate information.

Reasonable Accommodations

If you have a disability and need a modification to these criteria or to the application process, please contact the leasing office. We will consider your request in accordance with fair housing law.

Occupancy Standard

Occupancy is limited to two persons per bedroom plus one additional person per unit, subject to any occupancy limits required by local code or by an applicable housing program.

If your application fee is reversed due to insufficient funds, your application may be automatically declined.