Today we want to dive into a tool we have created that is changing the lives of people right here in the Upstate of South Carolina.

NOAH Property Management’s Flex Pay is a rent-payment innovation aimed at helping residents better align rent with their income cycles. Instead of paying rent in a single lump sum, residents can choose to split it into two equal payments, typically on the 1st and 15th of each month. This flexibility reduces financial pressure and decreases the risk of late fees and evictions.

Why Was Flex Pay Introduced?

Living paycheck-to-paycheck is common, especially for residents earning 50–70% of Area Median Income. South Carolina, and Greenville in particular, has one of the highest eviction rates nationwide, about 20% in Greenville County, compared to a national average of 8%. NOAH Property Management recognized that mismatches between rent due dates and paychecks were exacerbating financial instability, so we launched Flex Pay to address this issue head-on.

The numbers speak volumes. Among roughly 500 residents:

• 22% opted into Flex Pay, increasing their control over finances.
• Eviction rates dropped by 36%: only 8.3% of Flex Pay users faced eviction, compared to 13% of those on traditional plans.
• This means Flex Pay isn’t just a convenience, it’s an eviction-prevention tool.

How Flex Pay Works

• Choose your payment schedule: Opt into weekly, bi‑weekly, or bi‑monthly (e.g., 1st & 15th) payments.
• Split payments: Each installment is half the monthly rent.
• Align with paychecks: If you're paid biweekly, payments sync with income, reducing surprise expenses.
• Avoid late fees: Smaller payments mean less likelihood of missing due dates.
• Stay flexible: Your cash flow remains smoother, giving you a cushion for unexpected costs.

So how does this benefit people living in apartments that NOAH Property Management serves?

Flex Pay helps stabilize cash flow, preventing residents from tapping into savings or accumulating debt just to meet rent. It acts as a buffer during financial bumps such as car repairs or medical bills.

When used alongside NOAH’ Property Management’s Positive Credit Reporting, on-time rent payments contribute to stronger credit profiles. In 2024, residents saw average credit score increases of +25 points, and long‑term participants improved by an average of +44 points.

In addition, Flex Pay reduces the stress of rent day and fosters open communication. NOAH Property Management reports higher tenant satisfaction and fewer disputes, creating better and stronger community engagement.

How to Enroll in Flex Pay

• Visit our website or contact (864) 580‑NOAH.
• Request Flex Pay when signing your lease or during your tenancy.
• Choose your schedule: weekly, bi‑weekly, or bi‑monthly.
• Stay on top of payments: track your installments to avoid missed payments, late fees, or eviction.
• Pair with credit reporting: boost your credit score as you pay rent.

At the end of the day, NOAH Property Management's Flex Pay is more than a tool, it’s a financially intelligent, socially responsible rent solution. For residents navigating tight budgets, its flexibility means fewer late fees, more consistent living stability, and better credit. And for communities such as Greenville, Spartanburg, Anderson and the rest of the Upstate, it’s a tool that actively contributes to economic mobility and housing equity.